NEW CRC EXCLUSIVE Short-term HNOA Option for Restaurant Delivery

CRC Group has expanded our HNO program to offer a new specialized product to cover restaurants now offering a delivery option to their customers. This program is written by an A.M. Best rated "A" X carrier and can accommodate a wide range of classes that have been affected by COVID-19.

As the coronavirus continues to spread across the country, the impact businesses are facing is unprecedented with never before seen restrictions on daily life. With prevention and containment efforts well underway, restaurants are being hit hard by governmental authorities restricting access to their business and only allowing takeout and delivery at this time. Faced with this new challenge many insureds are not prepared to offer delivery options but are working hard to adapt their business.


  • Monoline coverage
  • 3 or 6 month policy
  • In-house authority for quick turnaround
  • Non-auditable policy
  • Limit options of $300K, $500K, $1M CSL
  • Deductible $2,500
  • Offering short term policies starting at $1,500
  • MVR screening service provided by CRC
  • Symbols 8 & 9 commercial auto liability
  • No restrictive warranties
  • Available in all states except MI


  • Application
  • Drivers list required
  • Location schedule if more than one location

Frequently Asked Questions

Contact your CRC Group producer for more information.