Tools + Intel.

Is your client's home simply high-value, or is it truly high-risk? As affluent homeowners acquire unique properties, multiple residences, and specialized assets, many outgrow standard insurance solutions. Understanding when to consider the excess and surplus market can help agents better protect complex property portfolios before a loss occurs.

What happens when environmental contamination threatens the value of a lender’s collateral? As environmental risks, regulatory scrutiny, and commercial real estate volatility continue to rise, lenders are increasingly turning to specialized environmental insurance solutions to protect balance sheets, preserve collateral value, and reduce liability exposure throughout the life of a loan.

October is Cybersecurity Awareness Month, a timely reminder that employees are often an organization's first line of defense against cyber threats. Phishing attacks can expose businesses to ransomware, data breaches, financial losses, and operational disruption. Recognizing suspicious messages and links through ongoing employee training is an essential part of building cyber resilience.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical
pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

The REDY Index leverages CRC Group’s collection of actionable data—the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectations with their clients. Removing the guesswork empowers CRC team members to negotiate competitively, consistently producing better outcomes, better deliverables, and better results.

In Understanding Completed Operations Coverage Needs in Construction and Preventing Completed Operations Coverage Gaps: Common Mistakes + Solutions we explored the completed operations pitfalls facing trade contractors and identified the common mistakes that create coverage gaps. Now comes the more complex question: how do you build a sustainable, longterm strategy that actually protects your clients?

In California, the grizzly bear on the state flag is a reminder of the state’s formidable regulatory environment, nowhere more evident than under the Private Attorneys General Act (PAGA). Since its enactment in 2004, PAGA has become one of the most significant drivers of wage-and-hour employment litigation in the state. Despite legislative reforms enacted in 2024 intended to moderate penalty exposure and expand employers’ ability to cure alleged violations, PAGA claim filings have continued to increase. The average court-approved PAGA settlement now exceeds $1.1 million, underscoring the continued severity of this exposure, although the long-term effects of the legislative reforms remain to be seen.

For decades, freight brokers have relied on federal preemption under the Federal Aviation Administration Authorization Act
(FAAAA) as a defense against many state-law negligent hiring claims. That changed on May 14, 2026, when the U.S. Supreme Court issued a unanimous decision in Montgomery v. Caribe Transport II, LLC.

Most people assume that nothing bad will ever happen to them. But when it comes to protecting yourself and your future,
“ignorance is bliss” simply doesn’t hold up. A single accident could wipe out an individual’s savings and assets. Many times,
it’s the result of settling or losing a lawsuit.

The SPAC market is showing clear signs of life again, but it’s not the same market retail agents saw just a few years ago. Activity is increasing, capital is returning, and transaction pipelines are rebuilding. At the same time, underwriting discipline, structural complexity, and liability exposure remain firmly in place.

Wildfire exposure is no longer viewed as a seasonal or isolated issue. Across the United States, wildfire losses have become larger, more destructive, and increasingly difficult for insurance markets to predict. In response, regulators, municipalities, and insurance carriers are placing greater focus on mitigation, resilient construction, and long-term catastrophe management.